Finance
Mortgage Calculator
Estimate your monthly payment (principal & interest) plus property taxes, insurance, PMI, and HOA. Add extra principal and see how it shortens your loan with a full amortization schedule.
Mortgage Calculator (Simple)
Client-side onlyFinanceFast & private
Inputs
$
Percent of price
Annual, fixed
%
Years
Annual % of home price
%
Annual amount
/yr
Auto-stops at ≤80% LTV
Annual % of original loan
%
Monthly
$
Results
Loan amount
$405,000.00
Principal & interest
$2,493.65
Property tax
$450.00
Insurance
$100.00
PMI
$168.75
HOA
$0.00
Total monthly
$3,212.40
How to use
- Enter price, down, APR, and term. The loan amount and base P&I compute instantly.
- Add property tax % and insurance (annual) to estimate escrow.
- Toggle PMI if your down < 20%. It auto-stops when LTV ≤ 80%.
- Include HOA if applicable. Total monthly updates live.
- Open Amortization to view/export the full schedule (CSV). All calculations run locally.
Part of
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